Everything you need to plan your financial future.
The only app that brings budgeting, net worth, investments, debt, taxes, retirement, insurance, and estate planning into one place — built on your real numbers, and grounded in the five pillars that hold a financial life together.
Your bank login is handled by Plaid — we never see or store your credentials. Your data is encrypted in transit and isolated to your household.
Prefer manual entry? Skip bank linking and enter balances by hand anytime.
Five pillars. One plan.
Every tool traces back to a pillar you can see and track.
Insurance
Protect the assets and income you have built.
Estate
Direct where it goes, and who speaks for you.
Investments
Set an allocation you can live with, and keep costs low.
Retirement
Fund the years after work — and know what they will pay.
Tax
Keep more of what you earn, year after year.
All five pillars. One plan. Built on your real numbers.
No other app brings every piece together this comprehensively. Start free in two minutes — no credit card, no spreadsheets.
The tools that get you there.
Not spreadsheets. Not guesswork. Each tool works through a real step with your real data.
Spending & Budget
Zero-based budgeting with paycheck envelopes and rollovers.
Balance Sheet
A single net-worth view across every account you hold.
Debt Tracker
Snowball and avalanche payoffs with interest-saved insights.
Portfolio
Allocation, performance, risk, and liquidity in one place.
Retirement Simulator
Monte Carlo projections grounded in your real numbers.
Goals
Turn every dollar into a job tied to a life goal.
Your credentials, never stored
Bank connections run through Plaid. We never see or keep your banking login.
Your data, isolated
Every household is walled off. No one sees your numbers unless you invite them.
Created and operated in the USA
Built and run in the United States, with the standards that follow.
Questions, answered.
How much does Fortûn Pro cost?
Fortûn Pro is $12.99/month or $129.90/year and broader than Monarch, with all five pillars in one plan. One subscription covers your whole household; your partner joins at no extra cost.
Do I have to link my bank accounts?
No. You can skip bank linking entirely and enter your balances by hand. Sync through Plaid is optional and available whenever you want it.
Is the AI assistant giving me financial advice?
No. Fortûn is not a registered investment advisor. AI helps with transaction categorization and insights — it does not give personalized investment, tax, or legal advice.
Is my data sold or shared?
Never. Your data is isolated to your household and is never sold. See our Privacy Policy for the details.
Can I cancel anytime?
Yes. Cancel from the app at any time and keep access through the end of your billing period. No phone calls, no friction.
Start your plan today.
A few minutes of setup, a lifetime of clarity.
Fortûn Pro at $129.90/yr — a fraction of a $1,500–3,000 per one-off fee-only advisor engagement. See plans & pricing